Download The CFM Policyholder App Insured Login Agent Login

Homeowners
Insurance

Protect Your
Home

Everyone has heard the age old adage, “home is where the heart is”. Home is also the place filled with your most prized possessions, and where you and your family can always rely on being able to relax and feel the most comfortable, so be sure to protect it with a homeowners insurance policy and a company that you can trust.

It’s important to know what you need when it comes to home insurance coverage. CFM Homeowners Insurance offers home insurance packages that are specifically customized to your needs. Your home is a valuable asset, and you deserve the best insurance protection available.

Get a CFM Insurance quote for your Home, by contacting a CFM Awesome Agent near you.

Homeowner Package Descriptions

It’s important to know what you need when it comes to home insurance coverage. CFM Homeowners Insurance offers home insurance packages that are specifically customized to your needs.

Homestead
Exclusive
Homestead Home
Protector

The Homestead Exclusive is a Replacement Cost policy and our top-shelf product for homes built in the last 25 years.

The Homestead product offers all peril Replacement Cost coverage. This package policy is ideal for well-kept, newer homes.

The Home Protector offers excellent coverage for older homes that are well maintained.

COVERAGE:

Special, Form 3
Insured 100% to value
Expanded Dwelling Replacement Cost coverage
Personal Property Replacement Cost
$10,000 Water Damage coverage for Sewers, Drains & Sumps
Inflation Guard Protection

COVERAGE:

Special, Form 3
Insured 90% to value
Inflation Guard Protection

OPTIONAL COVERAGE: Personal Property Replacement Cost
$10,000 Water Damage coverage for Sewers, Drains & Sumps

COVERAGE:

Broad, Form 2
Insured 80% to value
Inflation Guard Protection

OPTIONAL COVERAGE: Personal Property Replacement Cost
$10,000 Water Damage coverage for Sewers, Drains & Sumps

GUIDELINES:

$1,000 minimum deductible
Minimum Dwelling value of $125,000

Dwelling must be less than 25 years old
Level 1 insurance score
No prior claims in the past 3 years

GUIDELINES:

$1,000 minimum deductible
Minimum Dwelling value $80,000
Dwelling must be built within the last 40 years or have been recently updated
All levels of insurance scores accepted
No prior claims in the past 3 years

GUIDELINES:

$1,000 minimum deductible
Minimum Dwelling value $40,000
Dwelling must have current wiring, heating/cooling & plumbing
All levels of insurance scores accepted
No prior claims in the past 3 years

Discounts

CFM’s goal is to provide you with quality coverage at an affordable price. These discounts are offered to save you even more money on your home insurance. Talk to your agent to see if you and your policy qualify for the following discounts: