The Homestead Exclusive is a Replacement Cost policy and our top-shelf product for homes built in the last 25 years.
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The Homestead product offers all peril Replacement Cost coverage. This package policy is ideal for well-kept, newer homes.
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The Home Protector offers excellent coverage for older homes that are well maintained.
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COVERAGE:
Special, Form 3
Insured 100% to value
Expanded Dwelling Replacement Cost coverage
Personal Property Replacement Cost
$10,000 Water Damage coverage for Sewers, Drains & Sumps
Inflation Guard Protection
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COVERAGE:
Special, Form 3
Insured 90% to value
Inflation Guard Protection
OPTIONAL COVERAGE:
Personal Property Replacement Cost
$10,000 Water Damage coverage for Sewers, Drains & Sumps
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COVERAGE:
Broad, Form 2
Insured 80% to value
Inflation Guard Protection
OPTIONAL COVERAGE:
Personal Property Replacement Cost
$10,000 Water Damage coverage for Sewers, Drains & Sumps
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GUIDELINES:
$1,000 minimum deductible
Minimum Dwelling value of $125,000
Dwelling must be less than 25 years old
Level 1 insurance score
No prior claims in the past 3 years
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GUIDELINES:
$1,000 minimum deductible
Minimum Dwelling value $80,000
Dwelling must be built within the last 40 years or have been recently updated
All levels of insurance scores accepted
No prior claims in the past 3 years
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GUIDELINES:
$1,000 minimum deductible
Minimum Dwelling value $40,000
Dwelling must have current wiring, heating/cooling & plumbing
All levels of insurance scores accepted
No prior claims in the past 3 years
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