About CFM Insurance

CFM Insurance has a strong history insuring the families of Missouri that dates back to 1867. Formally organized in 1869 in the small town of Concordia, Missouri, the mutual philosophy started a great company. Through its nearly 150-year history, CFM has evolved into a progressive, forward-thinking Missouri mutual dedicated to a few core beliefs, strong relationships, providing great protection for policyholders through modern insurance packages, ease of doing business with our agents, and simply being good to people. The company provides a great work environment for its team, and generously gives back to the communities and causes that built the company.

CFM benefits from a great network of agents that include nearly 200 agencies and more than 600 producers, with a presence in every county in the state of Missouri. The company protects more than 23,000 policyholders and almost $6 billion of insurance in force across the state of Missouri. By placing a strong focus on modern technology, CFM has worked to streamline the insurance experience for policyholders and agents. The approach gives both agents and underwriters current information and ensures a timely process for placing business. This technology, along with compiling a great team of experienced individuals in the insurance industry from across the state, has placed CFM Insurance as a major player in the Missouri market.

The company has worked hard to preserve and respect its history, while steadily moving forward in a progressive nature to maintain the status as one of the best property and casualty insurers in the state of Missouri. Everyone at CFM Insurance believes strongly that our continued success for the future is dependent on solid relationships between our agents and the company.

Take a look at CFM’s progression over time:

1869 – CFM is founded as the Aid Association by a group of farmers in the Concordia community. Their main goal is to protect community members from the dreaded threat of fire.

1896 – Central Mutual Insurance Company is organized as the Johnson County Mutual Insurance Association by members of The Church of the Brethren.

1920 - 1938 – The Aid Association undergoes three name changes: Freedom Farmers Fire Benevolent Association, Freedom Farmers Insurance Company, and Concordia Farmers Mutual Insurance Company, respectively. Policies are now issued, more business-like records and practices are adopted, and a Secretary-Manager is employed to manage the company.

1969 – The company celebrates its 100th Anniversary and moves into the new Home Office building, constructed to coincide with the anniversary.

1969 - 2006 – Central Mutual Insurance Company continues to grow, due in part to several mergers during these years.

2010 – Concordia Farmers Mutual and Central Mutual Insurance Company merge into CFM Insurance, Inc., ranking CFM in the top three of the largest farm mutual insurance companies in the state of Missouri. The merger brings increased capacity for business, additional expertise, potential for advances in technology, and greater prospects for ensuring the future of the company for many years to come. CFM begins the process of converting all paper files to an electronic filing system.