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COUNTRYSIDE
INSURANCE

Protect Your
Hobby Farm

A “hobby farm” is much smaller in acreage than a typical farm, and is operated mainly for pleasure. Many who live in the country but do not make their living as a farmer believe that their homeowners’ insurance provides all the protection they need when disaster strikes. However, farm machinery, outbuildings, and livestock typically require specific coverage or even a separate policy.

CFM Countryside Insurance is specifically designed to cover smaller, non-commercial rural acreage homes, outbuildings, equipment and livestock all on one policy. Your hobby farm is a valuable asset, and you deserve the best country home insurance protection available. The Countryside policy takes the worry out of protecting what you have worked so hard to attain and lets you relax and enjoy the country life.

Get a CFM Insurance quote for your Countryside home, by contacting a CFM Awesome Agent near you.

Countryside Package Descriptions

CFM offers two levels of coverage for your country home, stuctures and other personal property.
You can also choose to add increased coverage limits to buildings, machinery, and livestock.
Contact your agent to customize your CFM Countryside insurance plan.

Coverage Countryside
Exclusive
Countryside
Estate

DWELLING

FORM 3 - SPECIAL

Replacement Cost Coverage
Expanded Dwelling Replacement Cost Coverage
Inflation Guard Protection
Personal Property Replacement Cost Coverage
Equipment Breakdown Coverage
$10,000 Water Damage Coverage for Sewers, Drains & Sump Pumps

FORM 2 - BROAD

Replacement Cost Coverage
Inflation Guard Protection

Optional Coverage

Personal Property Replacement Cost Coverage
$10,000 Water Damage Coverage for Sewers, Drains & Sump Pumps
Equipment Breakdown Coverage


Type 1 & 2
Building

Replacement Cost Coverage
Special Form Coverage

Actual Cash Value Coverage

Optional Coverage

Replacement Cost Coverage
Special Form Coverage


Type 3
Building

Actual Cash Value Coverage

Actual Cash Value Coverage


Machinery

Described Machinery, Tools

Actual Cash Value Coverage
Comprehensive Machinery Endorsement
Glass Breakage in Cabs - No limit, No deductible
Weight of Ice, Sleet, or Snow
Machinery Transportation
$5,000 Machinery Not Described

Described Machinery, Tools

Actual Cash Value Coverage
Comprehensive Machinery Endorsement
Glass Breakage in Cabs - No limit, No deductible
Weight of Ice, Sleet, or Snow
Machinery Transportation
$5,000 Machinery Not Described


Livestock

Actual Cash Value Coverage
Additional Livestock Perils
Winter Perils

Optional Coverage

$250 Deductible
OR Multiple Loss Coverage

Actual Cash Value Coverage
Additional Livestock Perils

Optional Coverage

Winter Perils
$250 Deductible
OR Multiple Loss Coverage

Discounts

CFM’s goal is to provide you with quality coverage at an affordable price. These discounts are offered to save you even more money on your home insurance. Talk to your agent to see if you and your policy qualify for the following discounts: