Insuring Missouri since 1869

Our mission at CFM is to provide quality insurance at a competitive price and to offer personal, friendly and dependable service. As a company deeply embedded in its community, we are committed to protecting the ever-changing needs of our policyholders, no matter where life takes them. There is no stronger testament to our dedication than our continued progressive outlook and financial stability in this industry.

Today, nearly 150 years after our founding, CFM is the oldest farm mutual in the State of Missouri and the longest-running business in Lafayette County. We are equipped with the latest technology, products, and services to keep our business in sync with today’s insurance standards. CFM believes that lasting relationships are built from shared values, honesty, and trust, and has worked hard to establish a network of independent insurance agencies across the state who share the same vision.

Whether you’re a homeowner, farmer, or renter, it’s our promise to provide you with top-of-the-line coverage at an unparalleled price, giving you the confidence and security you deserve from your insurance provider.

Welcome to a company owned by its policyholders since 1869!

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CFM News

Why Did My Home Insurance Premium Go Up?

AdobeStock_205359041 You've likely heard time and time again that your home is the biggest investment you'll ever make, and we'd have to agree. After all, we are in the business of insuring them. As a homeowner, you've surely come to realize that this investment comes with many extra costs, and they can fluctuate both in price and frequency, more than you'd probably like. Perhaps the most unpredictable of those extra costs is your home insurance premium, which can often increase from year to year.

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8 Reasons You Should Shop Local & Put Your Money Where Your Home Is

AdobeStock_121018796.jpeg In this day and age, it's so easy to just hop online to buy the everyday things we need, but imagine the emotional benefits you'd feel from contributing to someone's livelihood by shopping local. After all, these locals are just like you! They're brothers and sisters, aunts and uncles, cousins, neighbors, friends — all the people who, like you, make your community a wonderful place to live. So, what exactly does it mean to shop local? To fully support the shop local movement, you have to think local. "If Wal-Mart is five miles from my house, is that shopping local?" No, not really. The Shop Local Movement has grown in popularity over the years because it showcases how important it is to support the small, independent/family-owned businesses we tend to overlook due to chain stores, like the Wal-Marts and Targets of the world. While we have nothing against those stores (trust us, we enjoy a good Target trip every once in a while), we find it more rewarding and fun to shop locally. Here's why:

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What the hail is going on? Learn the true causes of hail damage, how to spot it, and preventative measures you can take to protect your home.

AdobeStock_134916071 April showers bring May flowers, and hail - lots and lots of hail. Midwesterners know all too well that when the weather changes during the spring and summer months, unpredictable storms pop up everywhere, and often times, they produce hail. While hailstorms vary in severity, they often cause noticeable damage to your home, vehicles, and other personal property. As property owners, it's important to understand the main factors that affect the type and degree of damage caused by a hailstorm:

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Contact CFM Insurance

1202 SE First Street
PO Box 968
Concordia, MO 64020

Toll Free: 1-800-218-2223
Fax: (660) 463-2766