Insuring
Missouri
since 1869
Our mission at CFM is to provide quality insurance at a competitive price and to offer personal, friendly and dependable service. As a company deeply embedded in its community, we are committed to protecting the ever-changing needs of our policyholders, no matter where life takes them. There is no stronger testament to our dedication than our continued progressive outlook and financial stability in this industry.
Today, 150 years after our founding, CFM is the oldest farm mutual in the State of Missouri and the longest-running business in Lafayette County.
We are equipped with the latest technology, products, and services to keep our business in sync with today’s insurance standards.
CFM believes that lasting relationships are built from shared values, honesty, and trust, and has worked hard to establish a network of independent insurance agencies across the state who share the same vision.
Whether you’re a homeowner, farmer, or renter, it’s our promise to provide you with top-of-the-line coverage at an unparalleled price, giving you the confidence and security you deserve from your insurance provider.
Our
Products
Homeowners
Renters
Farm
Auto
CFM Blog
Leadership in Practice: A Conversation with Chairman of the Board, Marla Zirkle
Strong leadership isn’t loud — it’s intentional. In this Leadership Day feature, CFM Chairman of the Board Marla Zirkle shares her perspective on collaboration, mentorship, integrity, and the importance of leading with authenticity.
Why Long-Term Thinking Matters More Than Ever in Insurance
Everything feels fast right now.
We make decisions in seconds. We expect answers immediately. We’re used to quick fixes, constant updates, and the pressure to keep up with whatever’s new or next. That pace has found its way into almost every corner of life — including insurance. But insurance was never meant to work overnight. At its core, insurance exists to protect people over time.
What It Really Means to Be Insured by a Mutual Company
One of the oldest ideas in insurance is also one of the simplest. Neighbors helping neighbors. Long before fine print and phone trees, mutual insurance was built at kitchen tables and town halls, where trust mattered most. That idea still lives on in Missouri, and it’s why mutual insurance works.