They say that behind every word is a story waiting to be told. When you hear the word "mutual," you probably think of a feeling or understanding between two parties that goes both ways. However, when we hear the word "mutual," we think of a type of insurance owned entirely by its policyholders, who therefore have the power to elect the directors and indemnify one another against loss. While those two perspectives are obviously different, the meaning behind the word is very much the same. This one word, believe it or not, gives us, as a mutual insurance company, a unique story to tell - one of united strength, stability, and trust - that sets us apart from the rest. And it all started here at CFM 150 years ago.
It's no secret that homeownership comes with many undeniable perks. However, the "American Dream" also comes with its fair share of unexpected problems (and costs) - many of which you can't see. And if there's one thing most homeowners can mutually agree on, it's that out of sight should not mean out of mind when it comes to property maintenance. After all, some of the costliest potential home repairs lie hidden below the surface. We're talking about your home's service lines.
Raise your hand if you know what your insurance policy covers. Better yet, raise your hand if you even know where your insurance policy is. Hmm, while we may not be there to see for ourselves, we're betting your hand is most definitely not up. And that's ok! Believe it or not, most people have no clue what their policy covers or where it's stashed, should they need to look it over.