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Insuring
Missouri
since 1869

Our mission at CFM is to provide quality insurance at a competitive price and to offer personal, friendly and dependable service. As a company deeply embedded in its community, we are committed to protecting the ever-changing needs of our policyholders, no matter where life takes them. There is no stronger testament to our dedication than our continued progressive outlook and financial stability in this industry.

Today, 150 years after our founding, CFM is the oldest farm mutual in the State of Missouri and the longest-running business in Lafayette County.

We are equipped with the latest technology, products, and services to keep our business in sync with today’s insurance standards.

CFM believes that lasting relationships are built from shared values, honesty, and trust, and has worked hard to establish a network of independent insurance agencies across the state who share the same vision.

Whether you’re a homeowner, farmer, or renter, it’s our promise to provide you with top-of-the-line coverage at an unparalleled price, giving you the confidence and security you deserve from your insurance provider.

Welcome to a company owned by
its policyholders since 1869

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CFM Blog


Insurance That Educates: Breaking Down How A Personal Umbrella Policy Works

New product alert: CFM Insurance now offers Personal Umbrella coverage to pair with your CFM home and auto policies! If you're even the slightest bit familiar with insurance (and we totally won't judge you if you aren't), you’ve likely heard the term and know it’s gotta' be important. But you still may be asking: What is Umbrella Insurance? While we may be new to the Umbrella Insurance game, we've got all your answers.

Insurance That Educates: Breaking Down How A Personal Umbrella Policy Works

Insurance That Educates: Breaking Down How A Personal Umbrella Policy Works

New product alert: CFM Insurance now offers Personal Umbrella coverage to pair with your CFM home and auto policies! If you're even the slightest bit familiar with insurance (and we totally won't judge you if you aren't), you’ve likely heard the term and know it’s gotta' be important. But you still may be asking: What is Umbrella Insurance? While we may be new to the Umbrella Insurance game, we've got all your answers.

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DepreciationBlog.png

What's on your "hot list" to read this week? If we had to guess, we'd bet your insurance policy probably didn't make the cut. After all, it's filled with confusing terms that can be rather intimidating to even the most seasoned reader. However, there are several important terms in your policy you should become familiar with that have the power to impact your coverage in a big way: Depreciation, Actual Cash Value (ACV), and Replacement Cost Value (RCV).

Insurance That Educates: Breaking Down Depreciation, Actual Cash Value, And Replacement Cost Value

DepreciationBlog.png

What's on your "hot list" to read this week? If we had to guess, we'd bet your insurance policy probably didn't make the cut. After all, it's filled with confusing terms that can be rather intimidating to even the most seasoned reader. However, there are several important terms in your policy you should become familiar with that have the power to impact your coverage in a big way: Depreciation, Actual Cash Value (ACV), and Replacement Cost Value (RCV).

Read More

Header_Blog

Raise your hand if you know what your insurance policy covers. Better yet, raise your hand if you even know where your insurance policy is. Hmm, while we may not be there to see for ourselves, we're betting your hand is most definitely not up. And that's ok! Believe it or not, most people have no clue what their policy covers or where it's stashed, should they need to look it over.

CFM Insurance Has An App! [See How Easy It Is To Use]

Header_Blog

Raise your hand if you know what your insurance policy covers. Better yet, raise your hand if you even know where your insurance policy is. Hmm, while we may not be there to see for ourselves, we're betting your hand is most definitely not up. And that's ok! Believe it or not, most people have no clue what their policy covers or where it's stashed, should they need to look it over.

Read More