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Insuring
Missouri
since 1869

Our mission at CFM is to provide quality insurance at a competitive price and to offer personal, friendly and dependable service. As a company deeply embedded in its community, we are committed to protecting the ever-changing needs of our policyholders, no matter where life takes them. There is no stronger testament to our dedication than our continued progressive outlook and financial stability in this industry.

Today, 150 years after our founding, CFM is the oldest farm mutual in the State of Missouri and the longest-running business in Lafayette County.

We are equipped with the latest technology, products, and services to keep our business in sync with today’s insurance standards.

CFM believes that lasting relationships are built from shared values, honesty, and trust, and has worked hard to establish a network of independent insurance agencies across the state who share the same vision.

Whether you’re a homeowner, farmer, or renter, it’s our promise to provide you with top-of-the-line coverage at an unparalleled price, giving you the confidence and security you deserve from your insurance provider.

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CFM Blog


Farm Insurance, Simplified: A Guide To Determining The Best Coverage For Your Farm

Farming isn't one of those straightforward professions that any average Joe can tackle. Simply put, it's hard work - like really hard work. Operating a farm is beyond intimidating and challenging, yes, but arguably one of the most necessary and rewarding jobs on the planet. In all honesty, if you farm, please stop reading for a minute and give yourself a pat on the back.

As someone who belongs to the demanding Ag industry, you know there's more than enough on your own plate while you're working to put food on the tables of others. Why add "figuring out my farm insurance blueprint" to the growing to-do list? After all, building an insurance policy to cover a farm and all its moving parts adequately is far from simple. You're not a hobby farmer - this isn't a side gig to you. Operating your farm is your moneymaker, your way of life. Because your farm generates income, it will need far more complex coverage than a standard home insurance policy can offer.

Farm Insurance, Simplified: A Guide To Determining The Best Coverage For Your Farm

Farm Insurance, Simplified: A Guide To Determining The Best Coverage For Your Farm

Farming isn't one of those straightforward professions that any average Joe can tackle. Simply put, it's hard work - like really hard work. Operating a farm is beyond intimidating and challenging, yes, but arguably one of the most necessary and rewarding jobs on the planet. In all honesty, if you farm, please stop reading for a minute and give yourself a pat on the back.

As someone who belongs to the demanding Ag industry, you know there's more than enough on your own plate while you're working to put food on the tables of others. Why add "figuring out my farm insurance blueprint" to the growing to-do list? After all, building an insurance policy to cover a farm and all its moving parts adequately is far from simple. You're not a hobby farmer - this isn't a side gig to you. Operating your farm is your moneymaker, your way of life. Because your farm generates income, it will need far more complex coverage than a standard home insurance policy can offer.

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Saying Goodbye To Dorm Living This Year? Here's Why Renters Insurance Is Essential For Off-Campus Housing.

This is Tuck. Tuck has decided it's time to live off-campus. Tuck just splurged on fresh furniture for his new place - goodbye, hand-me-down plaid couch and uncomfy discount store futon. Tuck even upgraded his practically ancient laptop and cell phone to the latest versions on the market - big flex. Naturally, Tuck decides he better get a low-cost renters insurance policy to protect all of his new fancy stuff. Tuck is smart. Be like Tuck.

Saying Goodbye To Dorm Living This Year? Here's Why Renters Insurance Is Essential For Off-Campus Housing.

Saying Goodbye To Dorm Living This Year? Here's Why Renters Insurance Is Essential For Off-Campus Housing.

This is Tuck. Tuck has decided it's time to live off-campus. Tuck just splurged on fresh furniture for his new place - goodbye, hand-me-down plaid couch and uncomfy discount store futon. Tuck even upgraded his practically ancient laptop and cell phone to the latest versions on the market - big flex. Naturally, Tuck decides he better get a low-cost renters insurance policy to protect all of his new fancy stuff. Tuck is smart. Be like Tuck.

Read More

Do You Need Renters Insurance In College? Important Facts For Parents And Students To Consider

Hey, proud parents. We heard you're about to be an empty nester. Congrats! It was just yesterday that you were sending your kiddo off to kindergarten and cheering them on at Little League games. But somehow, they're now just a few short weeks away from entering a new exciting chapter in their young adult lives: college.

Do You Need Renters Insurance In College? Important Facts For Parents And Students To Consider

Do You Need Renters Insurance In College? Important Facts For Parents And Students To Consider

Hey, proud parents. We heard you're about to be an empty nester. Congrats! It was just yesterday that you were sending your kiddo off to kindergarten and cheering them on at Little League games. But somehow, they're now just a few short weeks away from entering a new exciting chapter in their young adult lives: college.

Read More