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Insuring
Missouri
since 1869

Our mission at CFM is to provide quality insurance at a competitive price and to offer personal, friendly and dependable service. As a company deeply embedded in its community, we are committed to protecting the ever-changing needs of our policyholders, no matter where life takes them. There is no stronger testament to our dedication than our continued progressive outlook and financial stability in this industry.

Today, 150 years after our founding, CFM is the oldest farm mutual in the State of Missouri and the longest-running business in Lafayette County.

We are equipped with the latest technology, products, and services to keep our business in sync with today’s insurance standards.

CFM believes that lasting relationships are built from shared values, honesty, and trust, and has worked hard to establish a network of independent insurance agencies across the state who share the same vision.

Whether you’re a homeowner, farmer, or renter, it’s our promise to provide you with top-of-the-line coverage at an unparalleled price, giving you the confidence and security you deserve from your insurance provider.

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CFM Blog


Spring Storm Season Is Here: How To Quickly Prep Your Home For Missouri's Unpredictable Warm Weather Patterns

Ah, Spring: You bring us warmer weather (at least in the afternoon hours), pretty flowers, and green grass - a welcome sight after enduring months of drab scenery and freezing temperatures. While it's no secret that spring can be a beautiful thing about 80% of the time, the remainder is often spent enduring some of the year's most damaging storms. Remember the spring storm season a few years back that brought unimaginable devastation to our state? There was the violent EF-3 tornado that ripped through our state's capital on top of constant torrential rainfall that caused our riverbanks and surrounding rural towns to go completely underwater.

Spring Storm Season Is Here: How To Quickly Prep Your Home For Missouri's Unpredictable Warm Weather Patterns

Spring Storm Season Is Here: How To Quickly Prep Your Home For Missouri's Unpredictable Warm Weather Patterns

Ah, Spring: You bring us warmer weather (at least in the afternoon hours), pretty flowers, and green grass - a welcome sight after enduring months of drab scenery and freezing temperatures. While it's no secret that spring can be a beautiful thing about 80% of the time, the remainder is often spent enduring some of the year's most damaging storms. Remember the spring storm season a few years back that brought unimaginable devastation to our state? There was the violent EF-3 tornado that ripped through our state's capital on top of constant torrential rainfall that caused our riverbanks and surrounding rural towns to go completely underwater.

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The Five Most Common Auto Insurance Claims & How You Can Avoid Them Behind The Wheel

It's no secret that accidents happen all the time, especially over the road. With more distractions than ever impairing drivers behind the wheel, the chances of one happening around you or involving you are higher. To help inform and educate you on how to best avoid an accident, our experienced claims team has compiled a list of the most common auto claims we see on the regular, along with helpful tips for preventing the risk altogether.

The Five Most Common Auto Insurance Claims & How You Can Avoid Them Behind The Wheel

The Five Most Common Auto Insurance Claims & How You Can Avoid Them Behind The Wheel

It's no secret that accidents happen all the time, especially over the road. With more distractions than ever impairing drivers behind the wheel, the chances of one happening around you or involving you are higher. To help inform and educate you on how to best avoid an accident, our experienced claims team has compiled a list of the most common auto claims we see on the regular, along with helpful tips for preventing the risk altogether.

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Claims Prevention Tips-01

Much like parents try to prevent scrapes and bruises on their children, homeowners do the same when it comes to their property. Nobody wants to see a big, blaring boo-boo on their home, especially the kind that isn't budget-friendly to fix, but we all know by now that life (and Mother Nature) is highly unpredictable.

The Three Most Common Homeowners Insurance Claims & How You Can Easily Prevent Them

Claims Prevention Tips-01

Much like parents try to prevent scrapes and bruises on their children, homeowners do the same when it comes to their property. Nobody wants to see a big, blaring boo-boo on their home, especially the kind that isn't budget-friendly to fix, but we all know by now that life (and Mother Nature) is highly unpredictable.

Read More