Insuring Missouri since 1869

Our mission at CFM is to provide quality insurance at a competitive price and to offer personal, friendly and dependable service. As a company deeply embedded in its community, we are committed to protecting the ever-changing needs of our policyholders, no matter where life takes them. There is no stronger testament to our dedication than our continued progressive outlook and financial stability in this industry.

Today, nearly 150 years after our founding, CFM is the oldest farm mutual in the State of Missouri and the longest-running business in Lafayette County. We are equipped with the latest technology, products, and services to keep our business in sync with today’s insurance standards. CFM believes that lasting relationships are built from shared values, honesty, and trust, and has worked hard to establish a network of independent insurance agencies across the state who share the same vision.

Whether you’re a homeowner, farmer, or renter, it’s our promise to provide you with top-of-the-line coverage at an unparalleled price, giving you the confidence and security you deserve from your insurance provider.

Welcome to a company owned by its policyholders since 1869!

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CFM News

Understanding How Mutual Insurance Works [Breaking Down The Mutual Story, One Chapter At A Time]

Screen Shot 2019-01-10 at 9.50.59 AM They say that behind every word is a story waiting to be told. When you hear the word "mutual," you probably think of a feeling or understanding between two parties that goes both ways. However, when we hear the word "mutual," we think of a type of insurance owned entirely by its policyholders, who therefore have the power to elect the directors and indemnify one another against loss. While those two perspectives are obviously different, the meaning behind the word is very much the same. This one word, believe it or not, gives us, as a mutual insurance company, a unique story to tell - one of united strength, stability, and trust - that sets us apart from the rest. And it all started here at CFM 150 years ago.

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Understanding Service Line Coverage [And Why You Should Have It]

Screen Shot 2019-01-07 at 1.42.56 PM It's no secret that homeownership comes with many undeniable perks. However, the "American Dream" also comes with its fair share of unexpected problems (and costs) - many of which you can't see. And if there's one thing most homeowners can mutually agree on, it's that out of sight should not mean out of mind when it comes to property maintenance. After all, some of the costliest potential home repairs lie hidden below the surface. We're talking about your home's service lines. 

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CFM Insurance Has An App! [See How Easy It Is To Use]

Header_Blog Raise your hand if you know what your insurance policy covers. Better yet, raise your hand if you even know where your insurance policy is. Hmm, while we may not be there to see for ourselves, we're betting your hand is most definitely not up. And that's ok! Believe it or not, most people have no clue what their policy covers or where it's stashed, should they need to look it over.

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Contact CFM Insurance

1202 SE First Street
PO Box 968
Concordia, MO 64020

Toll Free: 1-800-218-2223
Fax: (660) 463-2766