Insuring Missouri since 1869

Our mission at CFM is to provide quality insurance at a competitive price and to offer personal, friendly and dependable service. As a company deeply embedded in its community, we are committed to protecting the ever-changing needs of our policyholders, no matter where life takes them. There is no stronger testament to our dedication than our continued progressive outlook and financial stability in this industry.

Today, nearly 150 years after our founding, CFM is the oldest farm mutual in the State of Missouri and the longest-running business in Lafayette County. We are equipped with the latest technology, products, and services to keep our business in sync with today’s insurance standards. CFM believes that lasting relationships are built from shared values, honesty, and trust, and has worked hard to establish a network of independent insurance agencies across the state who share the same vision.

Whether you’re a homeowner, farmer, or renter, it’s our promise to provide you with top-of-the-line coverage at an unparalleled price, giving you the confidence and security you deserve from your insurance provider.

Welcome to a company owned by its policyholders since 1869!

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CFM News

Let's Talk About Homeowners Insurance [What's Covered, What's Not, And What It All Means To You]

Screen Shot 2019-02-18 at 4.25.04 PM If there's one thing we understand pretty well after being in the insurance industry for 150 years, it's that no two homes are alike. Because every home is different, a unique blend of traits, features, and most importantly, memories (much like us humans), we think each should have equally unique insurance protection to match. That's why we're proud to have built several customizable homeowners policies we feel accommodate a broad range of home styles.

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Roost® Announces Addition of CFM Insurance to its Home Telematics Program

Roost_CFM-01 SUNNYVALE, Calif., Feb. 05, 2019 (GLOBE NEWSWIRE) -- Roost, a leader in Home Telematics for property insurance carriers, today announced that CFM Insurance has joined Roost’s Home Telematics Program (HTP). In partnership with Willis Towers Watson, and visionary insurance carriers State Auto Insurance, Country Financial and Encompass Insurance, the HTP is applying advanced analytics to gain impactful insights into the effect of home installation of Roost smart sensors on fire and water loss mitigation as well as customer engagement.

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Understanding How Mutual Insurance Works [Breaking Down The Mutual Story, One Chapter At A Time]

Screen Shot 2019-01-10 at 9.50.59 AM They say that behind every word is a story waiting to be told. When you hear the word "mutual," you probably think of a feeling or understanding between two parties that goes both ways. However, when we hear the word "mutual," we think of a type of insurance owned entirely by its policyholders, who therefore have the power to elect the directors and indemnify one another against loss. While those two perspectives are obviously different, the meaning behind the word is very much the same. This one word, believe it or not, gives us, as a mutual insurance company, a unique story to tell - one of united strength, stability, and trust - that sets us apart from the rest. And it all started here at CFM 150 years ago.

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Contact CFM Insurance

1202 SE First Street
PO Box 968
Concordia, MO 64020

Toll Free: 1-800-218-2223
Fax: (660) 463-2766