Insuring
Missouri
since 1869

Our mission at CFM is to provide quality insurance at a competitive price and to offer personal, friendly and dependable service. As a company deeply embedded in its community, we are committed to protecting the ever-changing needs of our policyholders, no matter where life takes them. There is no stronger testament to our dedication than our continued progressive outlook and financial stability in this industry.

Today, 150 years after our founding, CFM is the oldest farm mutual in the State of Missouri and the longest-running business in Lafayette County.

We are equipped with the latest technology, products, and services to keep our business in sync with today’s insurance standards.

CFM believes that lasting relationships are built from shared values, honesty, and trust, and has worked hard to establish a network of independent insurance agencies across the state who share the same vision.

Whether you’re a homeowner, farmer, or renter, it’s our promise to provide you with top-of-the-line coverage at an unparalleled price, giving you the confidence and security you deserve from your insurance provider.

Welcome to a company owned by
its policyholders since 1869

Our
Products

Homeowners

Renters

Farm

Auto

CFM Blog

What It Really Means to Be Insured by a Mutual Company

What It Really Means to Be Insured by a Mutual Company

One of the oldest ideas in insurance is also one of the simplest. Neighbors helping neighbors. Long before fine print and phone trees, mutual insurance was built at kitchen tables and town halls, where trust mattered most. That idea still lives on in Missouri, and it’s why mutual insurance works.

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Snow, Ice, & Everything Not-So-Nice: Winter Prep for Your Home

Snow, Ice, & Everything Not-So-Nice: Winter Prep for Your Home

This blog is your winter survival guide for homeownership in Missouri. It breaks down what really happens when the weather turns wild, why certain cold-season problems show up again and again, and how a little preparation can protect both your home and your peace of mind. Think of it as a friendly heads up from people who have seen every kind of winter mishap and want to help you avoid the same fate. It is practical, a little cheeky, and packed with insight to help you face the season with confidence instead of crossing your fingers until spring.

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Beyond the Fields, Part 4 – Built to Endure

Beyond the Fields, Part 4 – Built to Endure

“Cattle are as much a part of the American landscape as the people who raise them.” — President Lyndon B. Johnson Our Beyond the Fields series highlights farmers like Steve Borgstadt — whose experiences embody the resilience, heart, and community spirit that have...

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